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health savings accounts

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Medical Insurance: Individual and Family Medical PlansHealth Savings Accounts Medicare Supplements Medicare Advantage Medicare Part D Drug Plan

Health Savings Accounts

An alternative to paying a high monthly deductable for care that you may never need, a High Deductable Health Plan allows you to pay a lower premium and funnel your savings into a Health Savings Account (HSA) that provides you with tax free growth and tax free withdrawal for you medical, dental and vision care needs.

Key Advantages of a High Deductible Health Plan and Health Savings Account:

  • Lower Premiums: Generally around 25-30%
  • Simplicity: Plan may cover 100% of expenses after deductivle is met
  • Value: You spend less money in years when you don't require healthcare
  • Savings: Lower total costs on small and large claims
  • Tax-Deductable: HSA's are a separate deduction from your income
  • Tax-Free Savings: HSA's can be invested and earn tax-free income

Click here to read more about High Deductible Health Plans and Health Savings Accounts (Link to HDHP Comparison PDF) or Contact David Stockman today at 636-537-0821!


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